Insurance Programs

As a member of Zeal Credit Union, you already trust us to help meet your family’s financial needs, now we can also help protect you, your family and your assets with a variety of insurance offerings for your health, home, auto, life and more.



We have partnered with Michigan-based, Members Home and Auto®, (MHA) as part of our mission to provide outstanding service to our Members. For over 25 years, Members Home and Auto has partnered with leading Michigan Credit Unions and are up to the task of providing exceptional service that our Members have come to expect from us. 

Members Home and Auto represents several excellent insurance companies, provides exclusive group discounts and their experienced insurance professionals make saving time and money easy, and works with insurance companies such as Citizens, Auto-Owners and Frankenmuth and offers a variety of policies from Renter’s and Home to Auto/RV to Business, Umbrella and Life insurances.


United Concordia is the second largest dental-only carrier in the country. They have more than 50 years of experience in the dental insurance industry. Zeal Credit Union has partnered with United Concordia to offer group rate dental coverage to our members because we care about your family’s oral health.  Often times, problems with oral health can tax your immune system, exposing you to greater risk of illness and infection.

Dental Plans Available: 

  • Advantage Plus is a comprehensive (fee-for-service, FFS) plan that provides access to several dentists who accept this insurance through the Advantage Plus network.  
  • Concordia Plus (DHMO) option is a managed care dental plan that requires members to pre-select a Primary Dental Office (PDO) from the Concordia Plus network.

For more information on our dental plans, call 1-800-332-0366 or click the button below. 

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Partner with us when you’re making life plans. Our experienced professionals listen to your needs and assist you in making the best financial decisions for you and your family. Whether your needs are large or small, the TruStage/Liberty Mutual program is here to help you with a variety of insurance needs. 

TruStage Term Life Insurance – Get the protection you need, for the length of time you need, at a price you can afford.

TruStage Accidental Death and Dismemberment (AD&D) Insurance – Protect your family’s financial security against accidental death or dismemberment.

TruStage Life Insurance Policies – Build cash value while protecting your life through permanent insurance.

TruStage Whole Life Insurance – It’s permanent (lasts your whole life) and your premiums stay the same.

Trustage Auto Insurance – It can be hard to find the best car insurance. Liberty Mutual offers auto insurance that’s easy to get and easy to understand. 

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The Family Security Plan®, A Trusted Partner with Zeal Credit Union

Since 1973, The Family Security Plan has been connecting credit union families with high quality supplemental insurance benefits that fit your lifestyle and budget. With Zeal Credit Union and The Family Security Plan on your side, take the first steps toward securing your family’s future.

Through a partnership with The Family Security Plan, we are pleased to offer members:

Whole Life Insurance

Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.

Term Life Insurance

If your family is faced with the loss of not only you, but your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance

In the event that you are unable to work due to a disabling injury or illness, this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance

Focus on getting better with a lump-sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance

With this benefit, handle the medical and out-of-pocket costs that add up after a covered accidental injury.

No Cost Accident Benefit 

Nothing is more important to us than our member’s financial future. We are happy to offer you, at no cost, the Private Passenger Accident Plan. Through this plan, you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.** Click here to activate.

For a personal consultation or to begin building a customized Family Security Plan program, call 855-789-4976.

*Covered critical illnesses are defined in the policy.

**The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated/not available. Certain types of accidents and coverage are excluded.