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Vehicle Loans

Toy car on caculator and calendar

NEW/USED CARS

Click below to create a loan login and begin the application process.

When it comes to financing a car, you deserve a simple and straightforward auto loan. At Zeal Credit Union, you get just that — no hidden fees or confusing fine print. You can finance new or used vehicles, with 100% financing available for qualified borrowers with competitive interest rates and loan terms up to seven years. You can even defer payments for up to 60 days. Our goal is for you to head out the door pre-approved, with bargaining power and, ultimately, confidence.

We can even get you instantly approved – just bring:

  • Purchase Agreement (if you already found the car of your dreams)
  • Income
  • Insurance

REFINANCE

Refinance your current high-rate loan from another financial institution and lower your monthly payment.  The result?  You save hundreds of dollars.

Need to refinance quickly? Just provide:

  • Title
  • Insurance
  • Income
  • $16 title fee

*APR = Annual Percentage Rate. Promotional rates as low as 1.89% APR. Actual rate is based on applicant’s credit worthiness and age of vehicle. The minimum loan amount is $3,000 with a down payment of 0% to 25% based on credit score. You must have a savings and checking account at Zeal Credit Union to receive promotional rate and you must also sign up for automatic payment deductions from that checking or savings account. Refinances from other institutions qualify as long as the vehicle is 2017 or newer. Other rates and terms are available. Other restrictions may apply.

Frequently Asked Questions

Contact a Team Member

  • Please use this form to request to be contacted by a Zeal team member to make an appointment or to further discuss your loan options.
  • For a quicker response during business hours, please feel free to chat with us by clicking the orange chat icon in the bottom right corner of your screen. You can also apply for a loan online TODAY by clicking apply on the button above.