Some Zeal members have reported receiving phishing scam text messages stating that their debit cards are locked and to contact the number provided. This is a scammer posing as Zeal Credit Union. Please do not respond; please report any suspicious communications to

Personal Loans

Let Zeal Credit Union help with great savings on Personal Loans!

Use your personal loan from Zeal for a dream vacation, car repairs, school expenses, or almost anything else. And the minimum loan amount is just $500. View our Personal Loan rates.

End late payments for good with Automatic Payments. Schedule your payment to be deducted from your Zeal Checking account on a specific day of the month.

*APR=Annual Percentage Rate. Actual APR the member receives will be based on personal credit history. The rate is subject to change. Other rates and terms are available. Personal Loans cannot be used to finance other Zeal Credit Union loans. Loan amount must be a minimum of $500.

Contact a Team Member

  • Please use this form to request to be contacted by a Zeal team member to make an appointment or to further discuss your loan options.
  • For a quicker response during business hours, please feel free to chat with us by clicking the orange chat icon in the bottom right corner of your screen. You can also apply for a loan online TODAY by clicking apply on the button above.