We are closed Mon, May 27 for Memorial Day. | Due to scheduled maintenance, on TH, 5/30 from 9:30a to 2p, Online/Mobile Banking (as well as payment reminders, low balance alerts, etc.) will be temporarily unavailable. Thank you for your patience.

Personal Loans

Take advantage of our personal loan! Combine high-interest debts into one payment with our debt consolidation loan.

We’re offering everyday low rates to our members, as low as 9.99% APR*!

Flexible repayment terms, fixed rate

Choose the repayment term that works for you: Check HERE for details.

No upfront fees

No origination fees, closing fees or prepayment penalties.


Applying is quick and easy!

*APR = Annual Percentage Rate. Rates as low as 9.99% APR as of 4/1/2024. Actual rate is based on applicant’s creditworthiness, term, and loan amount. The repayment period ranges from 12 months to 60 months. Loan cannot be used to refinance existing Zeal Credit Union loans. Rate subject to change. Other restrictions may apply. Payment example: $4,999 for 48 months at 9.99% has payments of $126.76 per month.

Let Zeal Credit Union help with great savings for all your personal loan needs!

Use your personal loan from Zeal for a dream vacation, car repairs, school expenses, and almost anything else. The minimum loan amount is just $500.

End late payments for good with Automatic Payments. Schedule your payment to be deducted from your Zeal Checking account on a specific day of the month.