Business Checking Accounts

When you sign up your business with a Zeal business checking account, you start a partnership to your financial future. Our team is here to help you succeed and grow providing an account that works for you with convenient access with free Online Banking and BillPay.

COMPARE BUSINESS CHECKING ACCOUNTS

Basic Business Checking
• This account is right for you if you:
• Own a small business
• Have low cash handling needs
• Keep a daily balance of $1000
Business Dividend Checking
• This account is right for you if you:
• Own a small business 
• Have low cash handling needs
• Maintain a daily balance of $5,000 or more
Contact Us800-321-8570800-321-8570
Minimum Balance Required to OpenNone$1,000
Minimum daily balance requirement to avoid fee
Monthly Service Fee$10
Monthly service fee may not be waived
$10
Monthly service fee may not be waived
ATM Access5 free ATM withdrawals per month5 free ATM withdrawals per month
ATM Withdrawal Fee$1 fee per ATM withdrawal is charged when the combined daily balance of accounts* is less than $199 or if the ATM withdrawals exceed 5 during the month$1 fee per ATM withdrawal is charged when the combined daily balance of accounts* is less than $199 or if the ATM withdrawals exceed 5 during the month
Check Writing Fee$.20 per check$.20 per check
Returned Deposit Fee$2.00 per returned item$2.00 per returned item
Earns DividendsNoYes
Dividend are compounded monthly. If a member closes the account before dividends are paid, the member will not receive the accrued dividends.
Withdrawal/Transfer LimitationsNoneNone
Statement FrequencyMonthlyMonthly
Direct DepositAvailableAvailable
Overdraft Privilege (ODP)Available to Qualified MembersAvailable to Qualified Members
Overdraft Protection LoanAvailable to Qualified MembersAvailable to Qualified Members
Debit CardProvidedProvided
Free Online Banking with BillPayProvidedProvided
Free Mobile Banking with E-DepositsProvidedProvided

*Combined daily balance of accounts includes balances in savings, checking, club and/or certificate accounts

you'll benefit from these great features

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E-Deposit

One less errand for you to check off you list. Scan or snap a picture and deposit checks into your account.

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Debit Cards

Access your account conveniently through ATMs, local branches and shared branches protected via strong security.

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Alerts

We’ll let you know when checks clear, a transaction is complete and more. Set-up your preferences and stay in the know about your business accounts.

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E-Statements

Receive your monthly statement securely and conveniently online.

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Mobile Banking

Download our free mobile banking app and your business goes where you go.

applying for a business account

Close up of unrecognizable man signing a contract while financial advisor is aiming at the place he need to sign.

WHAT YOU'LL NEED TO APPLY

  • Business documentation such as filing documents, articles of organization, articles of incorporation and/or certificate of resolution
  • Business Tax ID
  • Name and address of the business
  • The state in which the business operates
  • The state in which the business was formed
  • Date the business was established
  • The SSN, address and DOB of the business owner
Close-up Of Businessman's Hands Giving Cheque To Other Person In Office

WHAT TO EXPECT AFTER APPLYING FOR YOUR BUSINESS ACCOUNT

  • When your application is complete, you will receive a confirmation email or a letter from the Zeal team.
  • You’ll need to fax any supplemental documents to the provided fax line.
  • After you account is approved, you must come to a branch to sign forms and receive your signature card.
  • You can fund your account by using another debit card, transferring money from another account or writing a check.
  • Once your account is open, you may access Online Banking and you will receive your checks and debit card(s) in approximately 7 to 10 business days.

Schedule an Appointment

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