On Thursday, 10/27 our Woodhaven branch ATM will be unavailable for upgrades. Please visit our locations page for shared ATM locations. Some Zeal members have reported receiving phishing scam text messages stating that their debit cards are locked and to contact the number provided. This is a scammer posing as Zeal Credit Union. Please do not respond; please report any suspicious communications to fraud@zealcu.org.

Business Loans Overview

We’re committed to helping our business members meet cash flow needs and financial growth. We can help you decide on the short or long-term borrowing options best suited and tailored to your business’s specific needs. Our Business Loan Team will work with you to understand your business goals. They will find customized loan solutions with competitive rates and flexible payment schedules. Our business loans make financing your business endeavors fast, convenient and affordable. To apply for any of our financing options, simply call us at  800-321-8570, ext. 7100 to schedule an appointment or visit one of our twelve branches.

Black businesswoman day dreaming while working among her colleagues in the office.


Does your business need an infusion of money for growth? Use your buildings, inventory, equipment, or other assets to finance a secured term loan. Secured term loans come with lower interest rates and more flexible term lengths than an unsecured loan. The Zeal team is here to help you get what you need to grow your business. Call us today: 800-321-8570, ext. 7100

  • New purchase money for equipment
  • Fast turn around by our local team
  • Unsecured options available
  • Fixed and variable rates available
  • Flexible terms for repayment depending on collateral
  • Convenient automatic deduction of payments from your business checking account
New commercial development featuring a street view of a Strip Mall with green grass, sidewalk and patio space. Blue sky and clouds are in the background.


Your business is growing and the space you are currently in is not big enough. What do you do? Call your Zeal business loan team! A real estate loan from Zeal can help you get into a bigger space quickly and easily. Our lenders can structure a loan package (with competitive rates and terms) to meet your specific needs. Call us today: 800-321-8570, ext. 7100

  • Commercial Real Estate Loans up to $15,000,000
  • Fast turn around by local decision makers
Several cars vans trucks parked in parking lot for rent or delivery


Finance up to 100% of the purchase price of a new, used, or executive auto, van, truck or entire fleet of vehicles – at a competitive fixed rate! Call us today: 800-321-8570, ext. 7100 so our team can help get you into new wheels for your company.

  • Low rates and flexible terms
  • Quick decisions and funding
  • Borrower must maintain their primary business deposit relationship with us
  • Contact a Zeal Team Member

    • Please use this form to request to be contacted by a Zeal team member to make an appointment or to further discuss your needs.
    • For a quicker response during business hours, please feel free to chat with us by clicking the orange chat icon in the bottom right corner of your screen.