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Recreational, Boats, Motorcycles and Off-Road Vehicle Loans

We’re offering rates as low as 5.99% APR*

… And extended terms up to 240 months, with maximum loan amounts up to $250,000.

Right now, you can save time and money by financing your recreational vehicle with the Zeal team. Let Zeal help you make this year include a summer of fun! Check out our rates on all things outdoor here.*

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Estimate Your Monthly Loan Payment

A Recreational Vehicle Loan is the perfect way to get that motorcycle, boat, snowmobile, power sport or other off-road vehicle you’ve always wanted. With Zeal, get affordable financing and we can even customize terms. Whether you’re shopping for a new sailboat or a pre-owned cabin cruiser, a boat loan from Zeal will guarantee smooth sailing. We can also simplify your repayment terms and have your monthly loan payment automatically deducted from your Zeal savings or checking account.

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Automatic Payments

Don’t risk missing a payment and affecting your credit score. We make payments worry-free and simple. With Automatic Payments, you can schedule your payment to come out of your Zeal Credit Union checking account on a specific day of the month, eliminating late payments for good. Let us help you with all of your vehicle loan needs.

Protect Your Loan With Guaranteed Asset Protection (GAP)

When you buy a vehicle or RV, there’s no way to know if it will be stolen or totaled in an accident. Many times, primary insurance settlements don’t pay off a loan balance. With MEMBER’S CHOICE Guaranteed Asset Protection, you’re protecting your investment against a possible financial loss.

*APR= Annual Percentage Rate. Subject to credit approval. Your APR will be based on your credit worthiness and age of vehicle. Promotional as low as rate of 5.99% APR reflects A+ credit and a 0.25% rate discount. Rate discount available to approved borrowers who enroll to have loan payments automatically deducted from their Zeal Credit Union checking or savings account. Rates current as of 4/1/2024 and are subject to change without notice. The minimum loan amount is $3,000. A down payment of 0% – 25% is required based on your credit score. Other restrictions may apply. Other rates and terms are available.