Recreational, Boats, Motorcycles and Off-road Vehicle Loans

Summer has started and now’s the time to get outside and enjoy it! We have solutions made for summer and right now, you can save time and money by financing your recreational vehicle with the Zeal team. For a limited time, we’re offering rates as low as 3.99% APR* and extended terms up to 240 months, with maximum loan amounts up to $250,000.

Let Zeal help you make this the summer of fun! Check out our rates on all things outdoor here.*

man riding atv vehicle on off road track ,people outdoor sport activitiies theme


Everybody’s working for the weekends and a Recreational Vehicle Loan is the perfect way to get that motorcycle, boat, snowmobile, RV or other off-road vehicle you’ve always wanted. You get affordable financing and can even customize terms. Whether you’re shopping for a new sailboat or a pre-owned cabin cruiser, a Boat Loan from Zeal Credit Union will guarantee smooth sailing. We can also simplify your repayment terms and have your loan payment automatically deducted monthly from your Zeal Credit Union savings or checking account.

Two laughing young girlfriends driving together in a car


Don’t risk missing a payment and affecting your credit score. We make payments worry-free and simple. With Automatic Payments, you can schedule your payment to come out of your Zeal Credit Union checking account on a specific day of the month, eliminating late payments for good. Let us help you with all of your vehicle loan needs.

Camping Yorkies sitting on picnic table in campground.


When you buy a vehicle or RV, there’s no way to know if it will be stolen or totaled in an accident. Many times, primary insurance settlements don’t pay off a loan balance. With MEMBER’S CHOICE Guaranteed Asset Protection, you’re protecting your investment against a possible financial loss.

*APR = Annual Percentage Rate. Promotional rates as low as 3.99% APR. Maximum financing may vary with a minimum loan amount of $3,000. Actual rate is based on applicant’s creditworthiness, age of vehicle and term. You must have a savings and checking account at Zeal Credit Union to receive promotional rate and you must also sign up for automatic payment deductions from that checking or savings account. Other rates and terms are available. Other restrictions may apply.

Contact a Team Member

  • Please use this form to request to be contacted by a Zeal team member to make an appointment or to further discuss your loan options.
  • For a quicker response during business hours, please feel free to chat with us by clicking the orange chat icon in the bottom right corner of your screen. You can also apply for a loan online TODAY by clicking apply on the button above.