You work hard, and our low rate VISA® card works hard for you, with a rate as low as 7.75% APR*, to save you money. And now, for a limited time, you can save money for the next six months using a balance transfer with a low 1.99%* APR.
Current Zeal Credit Union Visa® Credit Card holders can initiate a balance transfer by accessing their MyCardInfo account through Online Banking. Don’t have a Zeal Credit Union Visa® Credit Card yet? Apply Online or call 800.321.8570 ext. 7100
* APR = Annual Percentage Rate. Account must be open and current to qualify. Promotional APR of 1.99% applies for the first six (6) statement billing cycles following the acceptance of the qualifying Balance Transfer request. Balance transfers must be done by 3/31/2021 to receive promotional rate. After six statement cycles, you will be charged your current APR for any remaining balances. Current APR is based on your account agreement with the credit union, and as of 1/1/2021 ranges from 7.75% APR – 11.90% APR. Balance Transfers may be made up to your available credit limit. Available credit limit is the credit limit on your credit card account less any outstanding balance and interest charges. Please continue to make your minimum required payment until the requested transfer payment appears on the account’s billing statement. This offer may not be combined with any other offers and transferring balances from existing loans at Zeal Credit Union do not qualify. No annual fee. Offer subject to approval and may end at any time. Other restrictions may apply.
Meeting your needs is our number one priority. This popular Visa Classic card gives you a low fixed or variable annual percentage rate.
Achieve your goals and so much more. Zeal Visa Platinum card provides higher spending limits, superior purchasing power, distinct card holder benefits and personal attention.
|No Annual Fee||✔||✔|
|Low APRs||9.00% APR||7.75% APR|
|Credit Lines||Up to $4,999||Up to $30,000|
|Low Minimum Payments||✔||✔|
|25-day Grace Period||✔||✔|
|Online Account Access||✔||✔|
|Lost/Stolen Card Reporting||✔||✔|
|Emergency Cash & Card Disbursement||✔||✔|
|$500,000 Travel Accident Insurance||✔||✔|
|Verified By Visa||✔||✔|
|800,000 ATM & cash locations worldwide||✔||✔|
|Accepted at 24 million merchants||✔||✔|
|Auto Rental Insurance||✔|
|Travel & Emergency Assistance||✔|
GET THE MOST OUT OF YOUR CREDIT CARD WITH MYCARDINFO!
We know you work hard, and you have a Zeal Credit Card that works hard for you! Our MyCardInfo website can give you access to your VISA account 24/7, and it’s free! This site is available to members through Online Banking. Just log in and click on your Credit Card account.
What can the MyCardInfo website do for me?
- Check account balance & available credit
- Make Zeal VISA payments
- View current & past VISA statements
- View VISA transaction history
- Access your Rewards
- Set customized VISA alerts
- Sign up for paperless VISA statements
Members with Zeal’s Online Banking can access the site directly. Simply log in to your account and click on your credit card account. Don’t wait to make your credit card work hard for you.
VISA GIFT CARDS
Take the guesswork out of gift giving. With the flexibility and convenience of Visa® Gift Cards, your recipient chooses where to shop and what to buy.
Redeeming is easy. Visa® Gift Cards are welcome anywhere Visa® debit cards are accepted. Simply choose the amount of the gift, between $25 to $1000 and leave the rest to your recipient.
To order Gift Cards, or to learn more, visit our nearest branch and talk to one of our member service representatives. They will be happy to answer questions, or provide the card in the amount you request at that time, and you can walk away with your gift in pocket, ready for giving.
There is a non-refundable $3.50 charge per card.
PROTECT YOURSELF AGAINST FRAUD
You work hard for what you have. It’s important that you protect your information, your computer and even yourself. If you improve your awareness of fraud, you will improve your safety net and minimize the chance of becoming a victim. We’ve prepared some resources below to help make you aware of how to keep yourself protected.
You work hard for what you have, why leave your account to chance? Protecting your information, your computer and even you are critical. Our team wants you to be aware of scams and fraudulent activities, but you need to be an active participant. To improve your safety net and minimize the chance of becoming a victim, we’ve prepared some helpful resources to keep yourself protected.
Traveling abroad is often a very exciting time. You get to see new places and new things, and it can often be a once in a lifetime experience. That’s why it’s important to make sure your plastic cards have travel alerts put on them prior to taking these trips.
It is important to set travel alerts before an international trip because card issuers will block a card if they think there’s fraudulent activity taking place. If a transaction from a foreign country appears on your card it can be viewed as fraud and the card can be deactivated. This can be avoided by contacting us prior to the trip and placing a travel alert on your cards.
Avoid the hassle of having your charges declined on an international trip. Let us know so we can place a travel alert on your card by calling 800-321-8570 ext. 6400.
VISA PURCHASE ALERTS
Worried about your online purchases? Not with a Zeal credit card! Our alerts make it easy for our members to set up email and text message notices every time a transaction is processed to your debit or credit card.
Want alerts to come to you via text? Not a problem. Want an email? You got it! Both – we’ve got you covered. These alerts will help make sure your account activity is accurate and that you’re quickly notified of unauthorized transactions in the event of a card breach.
Want to know how to set up purchase alerts? It is easy!
Just go to www.visa.com/purchasealerts and follow the simple instructions.
Remember, we are here to help! If you ever notice an unauthorized transaction on your card contact us immediately at 800-321-8570 ext. 6400. We will deactivate the compromised card and have a new card reissued.
Protect yourself and your accounts, and set up your purchase alerts today!