Visa Comparison

You work hard, and our low-rate VISA® card works hard to save you money.

New year, fresh beginning, and Solutions Made to Save from Zeal Credit Union. We’re here to help you get on track financially. We have solutions to help you consolidate debt to a lower rate. Transfer debt from another credit card to your Zeal credit card with Zeal’s low rate! Start the year on the right foot and find the Zeal Credit Union Visa card that’s best for you!

Don’t yet have a Zeal Visa card? Apply for your card online, today.


Make your Visa payment quickly and easily through Zeal Online Banking or by phone: Call Visa directly, at 1-833-371-8985.

Features Visa Classic Visa Platinum
Meeting your needs is our number one priority. This popular Visa Classic card gives you a low fixed or variable annual percentage rate.
Achieve your goals and so much more. Zeal Visa Platinum card provides higher spending limits, superior purchasing power, distinct card holder benefits and personal attention.
No Annual Fee
Low APRS See current rates See current rates
Credit Lines Up to $4,999 Up to $30,000
Low Minimum Payments
25-day Grace Period
Online Account Access
Lost/Stolen Card Reporting
Emergency Cash & Card Disbursement
$500,000 Travel Accident Insurance
Verified By Visa
Zero Liability
800,000 ATM & Cash Locations Worldwide
Accepted at 24 Million Merchants
Rewards Program
Travel & Emergency Assistance
Warranty Manager
Portrait of happy American woman having fun in the street.

Get the most out of your credit card with MyCardInfo!

We know you work hard, and you have a Zeal Credit Card that works hard for you! Our MyCardInfo website can give you access to your VISA account 24/7, and it’s free! This site is available to members through Online Banking. Log in and click on your Credit Card account.

What can the MyCardInfo website do for me?

  • Check account balance & available credit
  • Make Zeal VISA payments
  • View current & past VISA statements
  • View VISA transaction history
  • Access your Rewards
  • Set customized VISA alerts
  • Sign up for paperless VISA statements

Members with Zeal’s Online Banking can access the site directly. Simply log in to your account and click on your credit card account. Don’t wait to make your credit card work hard for you.

Make your Visa payment quickly and easily through Zeal Online Banking or by phone (call Visa directly at 1-833-371-8985).

Woman hands holding present box with red bow on pastel pink background with multicolored confetti. Flat lay style.

Visa Gift Cards

Take the guesswork out of gift-giving. Visa® Gift Cards are flexible and convenient. Allow your recipient to choose where to shop and what to buy.

Redeeming is easy. Visa® Gift Cards are welcome anywhere Visa® debit cards are accepted. Simply choose the amount of the gift, between $25 to $1000, and leave the rest to your recipient.

To order Gift Cards, or to learn more, visit our nearest branch and talk to one of our member service representatives. They will be happy to answer questions or provide the card in the amount you request at that time, and you can walk away with your gift in your pocket, ready for giving.

There is a non-refundable $3.50 charge per card.

Portrait of businessman in glasses holding tablet outdoors

Protect Yourself Against Fraud

You work hard for what you have. It’s important that you protect your information, your computer, and even yourself. If you improve your awareness of fraud, you will improve your safety net and minimize the chance of becoming a victim. We’ve prepared some resources below to help make you aware of how to keep yourself protected.

Cropped shot of a young businessman using a mobile phone during a late night at work

Card Security

You work hard for what you have, why leave your account to chance? Protecting your information, your computer and even you are critical. Our team wants you to be aware of scams and fraudulent activities, but you need to be an active participant. To improve your safety net and minimize the chance of becoming a victim, we’ve prepared some helpful resources to keep yourself protected.

Travel planning concept on map

Travel Alerts

Traveling abroad is often a very exciting time. You get to see new places and new things, and it can often be a once-in-a-lifetime experience. That’s why it’s important to make sure your plastic cards have travel alerts put on them before taking these trips.

Setting travel alerts is important because card issuers will block a card if they think fraudulent activity is taking place. If a transaction from a foreign country appears on your card it can be viewed as fraud and the card can be deactivated. This can be avoided by contacting us prior to the trip and placing a travel alert on your cards.

Avoid the hassle of having your charges declined on an international trip. Let us know so we can place a travel alert on your card by calling 800-321-8570 ext. 6400.

Mobile banking. Man using online banking technology on touch screen device. Financial and investment. Digital and internet payments shopping on network connection. All on screen are design up.

Visa Purchase Alerts

Worried about your online purchases? Not with a Zeal credit card! Our alerts make it easy for our members to set up email and text message notices every time a transaction is processed to your debit or credit card.

Want alerts to come to you via text? Not a problem. Want an email? You got it! Both – we’ve got you covered. These alerts will help make sure your account activity is accurate and that you’re quickly notified of unauthorized transactions in the event of a card breach.

Want to know how to set up purchase alerts? It is easy!

Just go to and follow the simple instructions.

Remember, we are here to help! If you ever notice an unauthorized transaction on your card contact us immediately at 800-321-8570 ext. 6400. We will deactivate the compromised card and have a new card reissued.

Protect yourself and your accounts, and set up your purchase alerts today!

Zeal Tap to Pay. Hand holding Zeal credit card over wireless payment system.

Tap to Pay

Tap to pay is a fast, easy and secure way to checkout.

If your Zeal Credit Union Visa® card has the Contactless Indicator on it, you can use it to make purchases easily.  Click here to find out more about this feature.

Zeal Credit Union Visa® Credit Card required. Balance transfers will be charged at the card holder’s current Annual Percentage Rate (APR). Current APR is based on your account agreement with the Credit Union, and as of 1/1/2024 ranges from 9.90% APR – 14.25% APR. Balance Transfers may be made up to your available credit limit. Available credit limit is the credit limit on your credit card account less any outstanding balance and interest charges. No annual fee or balance transfer fees. Other restrictions may apply.