Mortgage Loans
Mortgage Loans
When you apply for a mortgage by August 12, 2024, you may be eligible for a 0.25% off* rate discount!
Zeal Credit Union is committed to providing our members with the best home financing options. Together with our partners at Mortgage Center, we’re able to offer a variety of exclusive home loans with lower rates and fewer fees.
Mortgage Center has been providing world-class service to credit union members like you for over 30 years. With Mortgage Center, we have a dedicated team of experts to help you find the home loan that fits your situation – whether you’re a first-time home buyer, want to refinance into a better rate, or are looking to build your perfect home!
Purchase A Home
Mortgage Center has a home loan option to fit almost any situation. From flexible payment terms to low down-payment options, our team of experts will help you find the perfect mortgage. Apply now to start your home-buying journey!
REFINANCE YOUR HOME
Refinance and take advantage of the current low rates. You could lower your monthly payment, shorten the term of your mortgage, or use the equity you’ve built to take cash out of your home.
Build A New Home
Mortgage Center’s unique One-Time Close Construction Loan gives you the ability to pay for the construction of the home you’ve always wanted!
Looking for a Home Equity Option? Visit our Home Equity Loan page for information on options, rates, and to apply.
Mortgages Loans
Ready to Get Started?
Call 800-353-4449 or apply online by clicking the button below.
For frequently asked questions, visit the Mortgage Center FAQ Page:
*Offer for 0.25% rate discount is available on purchase and refinance transactions. Application must be taken between now through August 12, 2024. Mortgage amount must be between $40,000 and $766,550 to be eligible. Mortgage rates current as of 07/16/2024 and assumes a 30-year fixed-rate purchase of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 780. Up to date rate information can be found at Mortgagecenter.com/zeal/rates/purchase. A loan amount of $200,000 at an interest rate of 6.25% and an APR of 6.406% has a payment of $1,231.43 with 0.0 points due at closing. Payment does not include property taxes/insurances; actual payment will be higher. Offer applies to Conventional Residential First Mortgages financed with Mortgage Center and excludes FHA, VA and CU Exclusive Zero Down Payment loans. Zeal Credit Union membership required. Offer may not be combined with any other promotion or discount. The offer has no cash value. This offer is non-transferrable. Terms are subject to credit and mortgage approval. Mortgage Center is an Equal Housing Lender, NMLS# 282701. Zeal Credit is an Equal Housing Lender, NMLS# 408356. Zeal Credit Union is Federally Insured by NCUA.
