Home Equity Loans
Home Equity Loans
For homeowners, equity is the difference between your home’s value and the amount you owe on your mortgage. The difference can be used to accomplish many things, such as home improvements and paying off high education costs. We have multiple options to help you effectively accomplish the things that are most important to you.
Solutions include a Home Equity – Fixed Rate Loan with rates as low as 5.50% APR*!
Plus, we have options! You can also consider our Home Equity Line of Credit (HELOC).
To APPLY TODAY, select the applicable-to-you option and application button below...
To learn more, call a Zeal Home Equity Lending Expert at 800-321-8570.
Home Equity Loan – Fixed Rate
We have options for you to tap into your home’s equity with great rates, no application fee, no annual fee, and no early termination fee.
To apply, select the button that applies to you, below, and get started TODAY!
Home Equity Line of Credit (HELOC)
We have options for you to tap into your home’s equity with great rates, no application fee, no annual fee, and no early termination fee.
To apply, select the button that applies to you, below, and get started TODAY!
*APR = Annual Percentage Rate. Zeal Credit Union is an equal opportunity. Fixed Closed Home Equity Loan, advertised rate of 5.50% is effective as of 4/1/2025. Actual rate based on member’s creditworthiness, loan amount, loan to value, and term. The Home Equity Loan terms are 5, 10, or 15 years. Advertised rates are for informational purposes. Rates are subject to change at any time and without notice. For the most up to date rate information, please contact a Zeal mortgage representative directly. Fixed Closed Home Equity Maximum Loan to Value is 90%. Property must be in the State of Michigan. The minimum amount is $10,000 and maximum amount is $250,000. Homeowner’s property insurance is required, and flood insurance may be required. Other restrictions may apply. Membership eligibility is required.
**Zeal covers all costs related to closing and appraisal. There is no annual fee. If the applicant elects to have a full appraisal it will be at the applicant’s expense.
