On Thursday, 10/27 our Woodhaven branch ATM will be unavailable for upgrades. Please visit our locations page for shared ATM locations. Some Zeal members have reported receiving phishing scam text messages stating that their debit cards are locked and to contact the number provided. This is a scammer posing as Zeal Credit Union. Please do not respond; please report any suspicious communications to fraud@zealcu.org.

Pre-Qualified Personal Loan

Congratulations! You’re pre-qualified1 for a personal loan as low as 5.99% APR2

Zeal Credit Union has already pre-qualified1 you for a personal loan up to $20,0002 with an interest rate of 5.99% APR2.

No collateral needed

No penalty for early repayment

No payments due for 60 days!2

Obtain Offer

Please click on the link below to complete your application process.

A lending specialist will be in contact with you once your full application has been received and reviewed.


¹ We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Qualified” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.

² APR = Annual Percentage Rate. Rates as low as 5.99% APR on personal loans up to $20,000 with a maximum term of 36 months. Actual rate is based on applicant’s creditworthiness. This loan cannot be used to refinance existing Zeal Credit Union loans. Interest will continue to accrue at the member’s qualified rate during the
60 days before the first payment is due. Other restrictions may apply. Membership eligibility is required.