SECURITY TIP: Zeal will never ask for any personal information or online banking login over the phone or via email. Please call us directly at (800) 321-8570 ext 7302 or ext 7303 if you are ever in doubt. Visit this page to learn more.

Pre-Qualified Auto Loans

Congratulations! You are among a select group of Zeal Credit Union Members who have been pre-qualified1 for an auto loan!

With Zeal Credit Union, you have been pre-qualified1 for a new or pre-owned auto loan with a rate as low as 5.99% APR2 and no payment for 60 days!2

Redeem Your Offer

Please click on the link below to complete your application process.

A lending specialist will be in contact with you once your full application has been received and reviewed.


¹ We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Qualified” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.

² APR = Annual Percentage Rate. Promotional rates as low as 5.99% APR. Actual rate is based on applicant’s creditworthiness and age of vehicle. The minimum loan amount is $3,000 with a down payment of 0% to 25% based on credit score. You must have a saving and checking account at Zeal Credit Union to receive promotional rate and you must also sign up for automatic payment deductions from that checking or savings account. This offer does not apply to existing Zeal auto loans. Interest will continue to accrue at the member’s qualified rate during the 60 days before the first payment is due.  Other rates and terms are available. Other restrictions may apply. Membership eligibility is required.