Your Dream Retirement, Our 3.00% APY* IRA CD

Close your eyes and think about what retirement looks like to you. Exploring the world, lounging by the lake, catching up on all of the classic movies and books you never had time to enjoy… Whatever your retirement dreams look like, make sure you have the savings in place when the time comes with Zeal’s limited-time promotional IRA Certificates of Deposit!

If you have money gathering dust at another financial institution, this is your reminder to put those funds to work! Whether you’re looking to catch up on 2025 IRA contributions, open a new IRA CD, or rollover an existing external IRA, Zeal has your back. And with plenty of terms to choose from, you can earn 3.00% APY for 24 months, 30 months, 36 months, 48 months, or even 60 months!

Don’t delay! This boosted promotional rate is only available through December 31, 2025!

Between November 1st and December 31st
lock in your special-rate to earn
3.00% APY* with a New 24+ Month
IRA Certificate of Deposit!

Visit a branch near you to open your
New 24+ Month IRA CD
and see what 3.00% more can do for you.

Plus:**

• The security of a Zeal IRA account, federally insured by the NCUA
• A variety of IRA options, including Rollovers of Traditional and Roth IRAs, and more
• NO start-up costs or maintenance fees
• Dividends to help grow your retirement funds

* *APY = Annual Percentage Yield. 3.00% APY promotional rate is only valid for Zeal members who rollover an IRA from another financial institution to a 24, 30, 36, 48, or 60-month IRA Certificate of Deposit at Zeal between now and 12/31/2025, or such earlier termination date as determined by Zeal in the exercise of its sole discretion. Rates are subject to change at maturity. Deposit funds must be IRA rollover funds, new catch-up contributions for 2025, or must be funding a new IRA CD, and cannot be transferred from an existing Zeal Credit Union account(s) or IRA product. Minimum balance of $500 to earn dividends, except for 30-month IRA CDs which have a minimum balance of $100 to earn dividends. Offer subject to change. Other terms, conditions and fees may apply. Fees may reduce earnings. A penalty may be imposed for early withdrawal. Refer to Truth-in-Savings disclosures provided at account opening for additional details. Zeal Credit Union is federally insured by the National Credit Union Association.
**Zeal Credit Union is not licensed to offer tax, legal, or accounting advice. Please consult a tax advisor about your specific situation.