On Thursday, 10/27 our Woodhaven branch ATM will be unavailable for upgrades. Please visit our locations page for shared ATM locations. Some Zeal members have reported receiving phishing scam text messages stating that their debit cards are locked and to contact the number provided. This is a scammer posing as Zeal Credit Union. Please do not respond; please report any suspicious communications to fraud@zealcu.org.

Pre-Qualified Mortgage Refinance

Congratulations! You’re pre-approved1 to refinance your mortgage for as low as 2.62% APR2

Take advantage of a 2.38%2 interest rate (2.62%2 Annual Percentage Rate) to buy a new home.

Redeem Your Offer

Please click on the link below to complete your application process.

A lending specialist will be in contact with you once your full application has been received and reviewed.


¹ We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Qualified” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.

² APR=Annual Percentage Rate. The 2.62% Annual Percentage Rate is effective as of February 1, 2021, and may change based on market conditions and borrower eligibility. Zeal Credit Union is an equal opportunity lender. Actual rate is based on loan amount, loan to value, individual creditworthiness and term of loan. Advertised rates are for informational purposes. Offer available for purchase or refinance, property must be in the State of Michigan. Homeowner’s property insurance is required and flood insurance may be required. The minimum approved loan amount is $20,000.00 and maximum is $510,400.00. Payments do not include applicable taxes and insurance. Actual obligation will be greater. Other conditions may apply. Membership eligibility is required.