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First Responder Mortgage Loan Program

Our first responders work hard for the communities our members, neighbors and friends live in. We want to show our appreciation for our heroes that put their life on the line to keep us safe and respond in an emergency situation. That’s why we’re offering the First Responder Mortgage Loan Program.

Who Can Qualify?

All active or retired Police Officers, Fire Fighters, EMS and Military personnel who meet the qualifications for a mortgage.

Benefits & Discounts

  • $1,000 off Closing Costs*
  • $100 Home Depot eGift card
  • Waived Appraisal Fee

Want to pre-qualify?

Just call 734-742-5061 to talk to a Zeal Mortgage Specialist or start the process online here.

Ready to start your application?

Start here. If you have any questions about how the application process works, call us at 734-742-5061.

*Zeal Credit Union will pay for the appraisal plus up to $1,000 of the first responder’s closing costs including but not limited to: lender’s title insurance, title services, tax service, credit report, flood certification and recording fees. Closing costs do not include prepaid interest, rate lock extension, rate relock, rate buy down, Initial escrow deposit for homeowner’s insurance and real estate taxes. Minimum loan amount is $5,000. Application must be received by 6/30/2021 to receive promotional offer. Other restrictions may apply.