Congratulations!

You are among a select group of Zeal Credit Union Members who have been pre-approved1 for a Home Equity Line of Credit (HELOC)!

Zeal Credit Union’s Home Equity Line of Credit (HELOC) is an easy and quick way to access money for special projects and unexpected life events.

Redeem your Offer

Please click on the link below to complete your application process.

NOTE: If you do not have a Zeal Consumer Connect Account set up, you will first need to create an account.
Once you have created a Zeal Consumer Connect Account, you will be able to complete your application process.

A lending specialist will be in contact with you once your full application has been received and reviewed.

What is a home equity line of credit (HELOC)?

HELOC lets you borrow against available equity with your home as collateral. With a HELOC, the lender agrees to lend a maximum amount within an agreed-upon period, which includes a draw period and a repayment period.

Rather than borrowing a lump sum of the entire amount, a borrower can access what they need incrementally during the draw period, making monthly interest payments only on the amount drawn. When the draw period ends, the borrower begins making payments that include both interest and principal.

How can I use the money from a HELOC?

You can use the money for anything you choose, from vacations to home remodeling projects.

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1 We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Approved” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.