Opportunities for Assistance
Amid these hard times, Zeal Credit Union is here for you and the community. We know we have an important role in supporting our members and a responsibility to the communities we serve. If you are in need of assistance we encourage you to reach out to us. Zeal Credit Union is offering 0% APR* personal loans to anyone experiencing a hardship. We also have options available for assistance with mortgages and home equity loans. Additionally, financial counseling services are available if you are expecting any significant hardships.
While we hope your life has minimal disruptions as we fight COVID-19 (coronavirus), please know that we are here for you if you need us. Please contact us at 734-742-5064 for assistance.
Skip a Pay
Members interested in skipping a loan payment will not receive an application fee through April 30, 2020. Log into your online banking account to see if your loans are eligible.
IRA Information Update
If you didn’t save as much for retirement as you wanted last year, you now have 3 more months!
The tax-filing deadline is now July 15, which means there’s more time to contribute retirement savings for 2019 to your IRA and HSA.
You can add money to your IRA up to the annual limit – $6,000, or $7,000 if you’re 50 or older – and count it as a 2019 contribution until July 15.
Ready to Make a Transfer to an Open IRA?
The Zeal Credit Union call Center is open from 8:00 am until 6:00 pm, Monday – Friday at 800-321-8570 ext. 7400.
Want to Open an IRA or Transact on an IRA CD?
Please schedule an appointment at one of our branch locations near you.
For a complete list of branch availability please click here.
APR = Annual Percentage Rate. Documentation of hardship is required. Current members may receive promotional rates as low as 0% APR for 12 months on personal loans up to $2,500 with payment deferrals for 60 days, actual rate will be based on applicant’s creditworthiness. Any nonmembers will need to successfully apply for membership, and may receive 0% APR for 60 days on loans up to $5,000. After 60 days the rate will be based on applicant’s creditworthiness at time of application with rates as low as 8.40% APR. All applications need to be submitted by 4/30/2020. 0% APR personal loans cannot be used to refinance existing Zeal Credit Union loans. Other restrictions may apply.