Apple Pay® is now available for members to use with their new credit card. You may now load your card to your Apple Wallet and begin using your phone to pay for transactions. We are currently working to resolve an issue adding the new credit cards to Google Pay®. We are actively working on this issue for a prompt resolution. We will continue to update you as information becomes available.

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coronavirus reports

Guide to Coronavirus Mortgage Relief

On April 23rd, Governor Gretchen Whitmer and the Michigan Department of Insurance and Financial Services (DIFS) announced the creation of the MiMortgage Relief Partnership to ensure no one experiencing financial hardship due to COVID-19 will lose their home during this public health crisis.  For many homeowners with mortgages, there is help.  But first, you must assess your situation:read more

COVID-19 Update 4/15

This is a challenging time for all of us. As our nation and the world continue to grapple with the COVID-19 virus, Zeal Credit Union is here to support your financial needs – just as we’ve done since 1954.

You’ve heard from us often about our response to COVID-19 and about our commitment to you. Our focus on serving your needs hasn’t changed. We are here for you in these challenging times. As we find new ways to do business, here are a few things we’d like you to knowread more

COVID-19 Update 3/27

Amid these hard times, Zeal Credit Union is here for you and the community. We know we have an important role in supporting our members and a responsibility to the communities we serve. If you are in need of assistance we encourage you to reach out to us. Zeal Credit Union is offering 0% APR* personal loans to anyone experiencing a hardship. We also have options available for assistance with mortgages and home equity loans. Additionally, financial counseling services are available if you are expecting any significant hardships…read more

COVID-19 Update 3/24

We’re here for you. Yesterday, today and tomorrow.

Zeal Credit Union was founded over 65 years ago with a commitment to serving others. That commitment still holds true today.

As efforts throughout our Nation continue in order to slow down the spread of the coronavirus, Zeal Credit Union continues to focus on, and respond to, the needs of our members. During this challenging time, our members can rest assured knowing that we are here for them and ready to meet their financial needsread more

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During this time, we encourage you to use our digital tools and other resources for fastest access to your accounts and to discuss how we may be of assistance.

Download the Zeal Credit Union Mobile App where you can access important information, make payments and service your account anytime, anywhere.

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Enroll in Zeal Online Banking to:

Update your email or phone number
Make sure we can stay in touch.

See transactions, balances and important details like account and routing numbers.

Deposit checks

  • Snap a picture of your check to deposit it using Zeal Mobile Deposit
  • Set up direct deposit to have your paychecks automatically deposited into your account

Make payments
Pay your Zeal CU credit cards, loans and other bills, and set up recurring payments.

Transfer funds
Move money between accounts.

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Later this week we are expecting the CARE Act stimulus checks from the federal government to begin being direct deposited into accounts. The federal government will begin making deposits to people who used direct deposit on their 2018 or 2019 tax returns. This will include Social Security beneficiaries who filed federal tax returns that included direct deposit information.

What should you expect to receive?

For Single Workers Making Up to $75,000 per Year
Payments of up to $1,200 per adult and $500 per minor child.

For Married Workers Making Up to $150,000 per Year per Household
Payments of up to $1,200 with an additional $500 payment per minor child.

For Workers Making Over $75,000 per Year
The payments decrease and stop altogether for single workers making more than $99,000 ($198,000 for married workers and $218,000 for a family of four).

Social Security beneficiaries who did not file tax returns in 2018 or 2019 and receive their Social Security benefits via direct deposit will be paid with a second round of deposits later in April or early May. Once the direct deposits are complete, the government will begin issuing paper checks to the remaining qualifiers.

As we work through challenges with the Coronavirus (COVID-19) we are encouraging members to practice social distancing as much as possible by using our electronic services. Due to the COVID-19 circumstances we are experiences longer than normal wait times on the phone. We encourage our members to use online banking on their PC, or to use our app on your phone or tablet to see when the funds are available in your account. Online Banking allows you to view balances, transfer funds, pay bills, make loan payments and more. We encourage members to visit our ATM’s when they need cash withdrawals. Branches are still open for drive thru service only, and for appointments only, so you are still welcome to use the branch services as well. Click here for a complete list of branch availability.

Frequently Asked Questions

COVID-19 resources

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We will have one of our representatives contact you about how we can help.