Apple Pay® is now available for members to use with their new credit card. You may now load your card to your Apple Wallet and begin using your phone to pay for transactions. We are currently working to resolve an issue adding the new credit cards to Google Pay®. We are actively working on this issue for a prompt resolution. We will continue to update you as information becomes available.

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balance transfers

We know the last few weeks have been trying and we want you to know, we are here to help. We have two amazing ways to get you financially healthy and get you moving forward with our balance transfer program.



Zeal Credit Union is offering two ways for you to consolidate your debt to a lower rate.


Transfer debt from another credit card to your Zeal credit card and receive this rate for 6 months*.


Already have a membership account with Zeal Credit Union?
Open an Additional Personal Loan Account Now. Open Additional Account

Are you new to Zeal Credit Union?
Open your account online quickly and easily and get started on your balance transfer. Let’s Get Started

**APR = Annual Percentage Rate. Account must be open and current to qualify. Promotional APR of 1.99% applies for the first six (6) statement billing cycles following the acceptance of the qualifying Balance Transfer request. Balance transfers must be done by 9/30/2020 to receive promotional rate. After six statement cycles, you will be charged your current APR for any remaining balances. Current APR is based on your account agreement with the credit union, and as of 3/19/2020 ranges from 7.75% APR – 11.90% APR. Balance Transfers may be made up to your available credit limit. Available credit limit is the credit limit on your credit card account less any outstanding balance and interest charges. Please continue to make your minimum required payment until the requested transfer payment appears on the account’s billing statement. This offer may not be combined with any other offers and transferring balances from existing loans at Zeal Credit Union do not qualify. No annual fee. Offer subject to approval and may end at any time. Other restrictions may apply.


Want to combine high-interest debts and allow for one low-interest payment?  Explore our Debt Consolidation loan.

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