Balance Transfers

Solutions Made to Save: 6.99% APR* Transfer Balances with a Zeal Visa – Apply beginning Jan. 1, 2023.

Zeal Visa® Credit Card Balance Transfer

You work hard, and our low-rate VISA® credit card works hard to save you money.

Get our *6.99% APR Promotional Rate for 12 Months…

On or before February 28, 2023, transfer debt from another credit card to your Zeal credit card with our great, low promotional rate! Take advantage of our 6.99% APR Balance Transfer* by February 28 to receive this rate for 12 months (when you transfer your balance).

Where to Start

Begin by accessing your MyCardInfo account through Online Banking.

Current Zeal Credit Union Visa® Credit Cardholders can start a balance transfer by accessing their MyCardInfo account through Online Banking. Don’t have a Zeal Credit Union Visa® Credit Card yet?

Apply Online or call 800.321.8570 ext. 7100


Make your Visa payment quickly and easily through Zeal Online Banking or by phone: Call Visa directly, at 1-833-371-8985).

*APR = Annual Percentage Rate. Account must be open and current to qualify. Promotional APR of 6.99% applies for the first twelve (12) statement billing cycles following the acceptance of the qualifying Balance Transfer request. Balance transfers must be done by 2/28/2023 to receive promotional rate. After twelve statement cycles, you will be charged your current APR for any remaining balances. Current APR is based on your account agreement with the credit union, and as of 1/1/2023 ranges from 9.90% APR – 13.25% APR. Balance Transfers may be made up to your available credit limit. Available credit limit is the credit limit on your credit card account less any outstanding balance and interest charges. Please continue to make your minimum required payment until the requested transfer payment appears on the account’s billing statement. This offer may not be combined with any other offers and transferring balances from existing loans at Zeal Credit Union do not qualify. No annual fee. Offer subject to approval and may end at any time. Other restrictions may apply.