Some Zeal members have reported receiving phishing scam text messages stating that their debit cards are locked and to contact the number provided. This is a scammer posing as Zeal Credit Union. Please do not respond; please report any suspicious communications to abuse@zealcu.org.

Pre-Approved Auto Loans

Congratulations! You’re pre-approved1 for an auto loan!

With Zeal Credit Union, you have been pre-approved1 for a new or pre-owned auto loan with a rate as low as 1.89% APR2.

Obtain offer for “New” Auto Loan

Please click on the appropriate link below to complete your application process.

A lending specialist will be in contact with you once your full application has been received and reviewed.

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1 We used information on you that we obtained from a consumer reporting agency in connection with this “Pre-Approved” offer. You were selected to receive this offer because you satisfied certain criteria for creditworthiness which we previously established. The offered credit may not be extended if, after you respond to this offer, we determine that you do not meet the criteria used to select you for this offer or any other applicable criteria bearing on creditworthiness, or if you do not provide the required collateral. Terms and conditions apply. Income verification required. Not all applicants will qualify for the lowest rate.

2 APR = Annual Percentage Rate. Promotional rates as low as 1.89% APR. Actual rate is based on applicant’s credit worthiness and age of vehicle. The minimum loan amount is $3,000 with a down payment of 0% to 25% based on credit score. You must have a saving or checking account at Zeal Credit Union to receive promotional rate and you must also sign up for automatic payment deductions from that checking or savings account. Other rates and terms are available. Other restrictions may apply. Membership eligibility is required.